The Condo Questionnaire Is Where a Clean File Stalls: Project Warrantability With an AI Agent After the Post-Surfside Rules
A warrantable borrower in an unwarrantable project is a denied loan, and the project review is the slowest, least-staffed part of mortgage underwriting. How an AI agent assembles condo project eligibility against Fannie Mae SEL-2023-06, the critical-repairs and special-assessment rules effective September 2023, and where the agent has to stop and hand the warrantability call to a human.