Pranay
Co-founder & CEO
- World Bank
- PayPal
- Deutsche Bank
- CloudKitchens
Pranay built credit and payments products at Deutsche Bank, PayPal and the World Bank.
About Sei
Mortgage operations, built the way highly regulated systems need to be built.
We built PayPal’s and Wise’s payment rails & data infrastructure, shipped large scale recommendation systems at Amazon and managed credit products inside Deutsche Bank and the World Bank. We started Sei because the mortgage borrower experience is outdated because of legacy systems inside lenders.
Our Mission
Every desk on a mortgage floor, run by software that cites itself.
Not a copilot waiting to be asked. The desks hold the goal and does not stop until it is accomplished: borrower calls, document review, income, conditions, closing, QC, servicing and default. Each one leaves behind the document page or the call timestamp its decision rests on, inside the LOS you already run.
Founders
The people who built the rails
Ramkumar
Co-founder & CTO
- PayPal
- Wise
- Amazon
Ramkumar built payment, risk and high-scale data infrastructure at PayPal, Wise and Amazon — platforms that move billions of dollars with no downtime.
How We Work
Values that make us
Care, agency and taste - that's all that matters in the age of AI
You need to care enough about customer problems to resolve issues at 2AM. Nobody here tells you what and how to do, it is all your individual agency. Great products are built by people with great taste.
Nobody here is too senior to do the job
The CTO writes code every day, the CEO sells every day, and customer support is everyone in the team. We take the time to pick a direction, then execute hard on it.
A deep ten, then a real zero
Josh Waitzkin’s line is that most people sit at a simmering six all the time. We would rather swing — intense work, then genuine rest, then again. A permanent six is not commitment.
If it is not written down, it did not happen
Code agudelines, customer calls, partnership terms, design decisions and tasks all get written down. For humans and agents to learn from.
The idea wins, not the person behind it
Everyone gives everyone else constructive, critical feedback — founders included — on a cycle of weeks rather than quarters. Every idea is given respect and good ideas win.
There is a person at the other end of the agent
We sell AI to businesses, but the product ends up in front of a borrower having a difficult month. Kindness is expected here, and empathy is what we hire for.
Careers
Everyone here is a partner — not a resource.
We’re hiring across product, engineering, and customer success. If you want to ship in an inclusive, ambitious team building for mortgage lenders and servicers, we’d love to talk.
You Ain't Seen Nothin' Yet
Book a Demo
Pack up some of your complex historical files — any loan type, any investor. We run them through intake, income and condition clearing, and in 30 minutes you see every condition we created and cleared efficiently for your own team, and why.
- Any loan type, any agency guideline or custom investor overlays.
- Every finding cited to the guideline or document it came from