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Tag: verification of employment

1 article tagged “verification of employment”
Mortgage

Verification of Employment With an AI Agent: The Written VOE, the Day-of-Closing Verbal, and Why The Work Number Is a Credit Report

VOE reads like a phone call and is actually three separate controls with three separate failure modes. The written verification, the verbal within ten business days of the note, and the reverification when something changes. Where an AI agent runs each one, what Fannie Mae B3-3.1-07 actually requires, and why treating a database VOE as free of FCRA is the mistake that shows up in a dispute.

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