For LendersPre-Close QC Agent
Pre-Close QC Agent
Pre-close quality control on every loan, with agency- and investor-ready audit trails.
Identify issues, catch fraud and reduce your repurchase risk before closing
Identify issues, catch fraud and reduce your repurchase risk before closing
What it displaces
What it does
- 01
Reviews every file before it funds, not a ten percent sample
- 02
Checks the file against agency guides, investor overlays, fraud rules and your own QC policies
- 03
Confidence-scores each finding, so your reviewers spend their time on the exceptions
- 04
Produces an audit trail an agency or investor can read without you rebuilding it
What it leaves behind
- Income recalculated from sourcepassW-2 p.1 · Sch. E p.3
- AUS findings match the final 1003passDU 4.2 · 1003 p.3
- Ethnicity collected by observation, not askedreview1003 §7b · HMDA
- Appraisal, 1004 completenesspass1004 p.6
Human-in-the-loop
No guesswork. Exceptions routed to humans
Anything under threshold is a named exception on a human’s desk. Findings always carry the reasoning, and a citation with document page and the rule.
Proof
Better Mortgage cuts loan review from 4 hours 50 minutes to 47 minutes
Better Mortgage — the NASDAQ-listed digital lender — automates 92% of QC and closes a full review cycle in under an hour with Sei.
- 4h 50m → 47m
- loan review time
- 92%
- of conditions checks automated
- 78%
- items auto-cleared
What it runs on
1 of 3Intake, income, condition clearing, Closing Disclosure and QC on every loan
- Intake
- Income Desk
- Clear-to-Close
- Closing Desk
- QC Desk
The rest of the origination side
All 8 origination desks- 01Loan Officer AssistantAnswers every lead in seconds and books the LO.
- 02POSThe borrower’s front door, inside the system.
- 03Document ConciergeGets the full document set before underwriting asks.
- 04Income DeskRep-and-warrant-eligible income, cited to the page.
- 05Conditions ManagerCreates conditions against the guide, then clears them.
- 06TRID & Cure ManagementUpstreamWatches every clock, catches every cure.
- 08Compliance AgentDownstreamEvery loan-officer call scored, none sampled.
You Ain't Seen Nothin' Yet
- Any loan type, any agency guideline or custom investor overlays.
- Every finding cited to the guideline or document it came from