For LendersConditions Manager
Conditions Manager
Creates conditions against the Selling Guide and your overlays, normalises the naming, then clears them as evidence lands.
Conditions are created against the Selling Guide and your overlays, cleared as the evidence lands, and the remaining list is re-planned when a new document changes what is still needed.
Conditions are created against the Selling Guide and your overlays, cleared as the evidence lands, and the remaining list is re-planned when a new document changes what is still needed.
What it displaces
What it does
- 01
Creates conditions against the Fannie Mae Selling Guide, Freddie Mac, FHA Handbook 4000.1 and your own overlays
- 02
Normalises the naming and clears each one as the evidence lands, cited to the source page
- 03
Re-plans the remaining list when a new document changes what is still needed
- 04
Writes cleared conditions back to the LOS so the file a processor opens is current
What it leaves behind
- Verbal VOE within ten daysclearedVOE p.1 · B3-3.1-07
- Hazard policy, effective dateclearedPolicy p.1 · B7-3-03
- Large deposit unsourcedyouStatement p.2 · below the floor
- Title commitment, Schedule B-IIclearedCommitment p.4
Human-in-the-loop
No guesswork. Exceptions routed to humans
Anything below threshold is not cleared — it is routed to your underwriter as a named exception with the document and the rule beside it.
Proof
Better Mortgage cuts loan review from 4 hours 50 minutes to 47 minutes
Better Mortgage — the NASDAQ-listed digital lender — automates 92% of QC and closes a full review cycle in under an hour with Sei.
- 4h 50m → 47m
- loan review time
- 92%
- of conditions checks automated
- 78%
- items auto-cleared
What it runs on
1 of 3Intake, income, condition clearing, Closing Disclosure and QC on every loan
- Intake
- Income Desk
- Clear-to-Close
- Closing Desk
- QC Desk
The rest of the origination side
All 8 origination desks- 01Loan Officer AssistantAnswers every lead in seconds and books the LO.
- 02POSThe borrower’s front door, inside the system.
- 03Document ConciergeGets the full document set before underwriting asks.
- 04Income DeskUpstreamRep-and-warrant-eligible income, cited to the page.
- 06TRID & Cure ManagementDownstreamWatches every clock, catches every cure.
- 07Pre-Close QC AgentEvery file before it funds, not a ten percent sample.
- 08Compliance AgentAcross all of themEvery loan-officer call scored, none sampled.
You Ain't Seen Nothin' Yet
- Any loan type, any agency guideline or custom investor overlays.
- Every finding cited to the guideline or document it came from