# Income Desk

*For Lenders · Rep-and-warrant-eligible income, cited to the page*

> An AI income desk that calculates qualifying income across W-2, self-employed, rental and retirement, cited to the page.

Qualifying income across W-2, self-employed, rental and retirement — each figure cited to the document it came from. With rep-and-warrants

**Replaces** — The stack of paystubs and the umpteen edge cases.

**Unlocks** — A qualifying figure your underwriter can defend, and rep-and-warrant relief on the calculations that earn it.

## What the Income Desk does

- Calculates qualifying income across W-2, self-employed, rental and retirement
- Runs eligible calculations with representation-and-warranty relief
- Cites every figure to the page of the document it came from
- Re-runs when a borrower’s income picture changes mid-file rather than leaving a stale number in the LOS

## Where it stops

A calculation below its confidence floor stops and goes to your underwriter as a named exception — with the figure, the documents it read, and the specific question that would settle it.

## No published study yet

Send us five income files — self-employed, rental, retirement, whatever is slowest for you today. You will see where our qualifying figure differs from the one your team used, and the reasoning.

## What it runs on

- /platform/document-intelligence

---

_Source: [https://seiright.com/for-lenders/income-desk](https://seiright.com/for-lenders/income-desk) · Sei AI_